Picking Up The Pieces After A Fire In Your Home

Posted on: 8 March 2017

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One of the most devastating things that can happen in life is to have a fire in your home. The damage can be very extensive but in some cases, the damage is not as bad as it looks on the surface. When firefighters come to your home to put out the fire, they will use water, tear open walls and sometimes ceilings, and leave a mess behind. Unfortunately, this is a necessary part of extinguishment but can also make the damage look worse than it is. Where do you go from here?

Surveying The Damage

The first step is to get into the home and taking a look at what is damaged and what can be saved. You will want to try and salvage as much as possible; that is expected. If the insurance company has not been to the home yet, wait to go into the building so you don't disturb anything that they may need to look at. The adjuster can talk with you after they have inspected the damage to give you a better idea what they are going to cover and what they are not. Remember, this is just a cursory inspection and not everything will be visible at this stage. Once the clean-up begins, the insurance company may very well adjust their estimate or revise what they will cover.

Cleaning Up After The Fire

As you start to clean up after the fire, you may need some help. Hiring a fire restoration company to come to your home and help you can make a real difference in what might be saved. They are the specialists and have the tools and knowledge to clean things up that you might not know how to deal with. You can sort through the items in the home and let them clean and restore things for you. The restoration company will let you know if there is something that can not be saved as you go through everything.

Rebuilding Your Home and Life

Once the insurance has been through the home and the items inside have been removed from the damaged area, hiring a contractor to start rebuilding is the next step. If you can find a contractor with experience working on fire restoration, call them first. It is important that the contractor understands what needs to be repaired or replaced and sometimes it is not apparent at first glance. The contractor will give you an estimate for the repair after a complete inspection and the insurance company may ask for additional estimates, so be ready to go through this step several times. Once the insurance company and the contractor agree on the repairs, the work can begin and you can get on with rebuilding the home and your life. Take your time and work through the process and be sure the home is repaired properly so it will last for many more years to come.